With gold prices reaching record highs and an uncertain global environment, many are wondering where to invest their money in 2025. Physical gold, and specifically certain coins, seems like an attractive option. But how do you navigate the various offerings? This article explores why investing in the Swiss 20-franc coin could be a good idea, while also looking at other alternatives to diversify your investments.
Key Takeaways
- The Swiss 20-franc coin, also known as the Vreneli, is a historical investment coin renowned for its liquidity, making it ideal for the long term. It offers an attractive premium in times of uncertainty.
- In 2025, smaller gold coins such as the quarter ounce (Britannia, Maple Leaf) are a more accessible option for investment, allowing regular purchases and smoothing out the acquisition cost.
- The year 2025 marks the centenary of the Swiss 100-franc Vreneli coin, with a special reissue that could attract collectors and investors looking for rare coins.
- Diversifying your portfolio with other precious metals such as silver, platinum or palladium can be wise, each offering specific advantages linked to their industrial demand or their status as a safe haven.
- Investing in physical gold in 2025 offers protection against inflation, good liquidity and often advantageous tax treatment, especially for recognized investment coins.
The 20 Swiss franc, a relevant choice for investing in 2025
The characteristics of the 20 Swiss francs
The 20 Swiss francs, often called Vreneli after its female effigy, is a gold coin that shares many similarities with the Napoleon French. It is part of the Latin Union, a monetary agreement that harmonized the standards of several European countries. Its fine gold content is 5,805 grams, for a total weight of 6,45 grams and a fineness of 900 thousandths of gold. It is a reasonably sized coin, easy to handle and store, making it practical for investors.
A historical and liquid piece
First minted in 1897, the 20 Swiss franc Vreneli coin has a long history. It has circulated for decades, giving it a certain recognition and lasting popularity. This popularity translates into excellent market liquidity. Whether you are in France, Switzerland, or other European countries, it is generally easy to find buyers for this coin. Its price is separate from that of the Napoleons, but it remains highly sought after. To ensure its marketability, it is advisable to keep it in near-mint condition, ideally in a sealed bag. This can also help you benefit from a more favorable tax regime on capital gains, especially if you hold the coin for more than 22 years.
An attractive bonus in times of uncertainty
What makes the 20 Swiss franc coin particularly attractive in 2025 is its premium. The premium represents the difference between the price of the coin and the value of the gold it contains. While this premium is generally moderate in normal times, it tends to increase significantly during periods of economic uncertainty or geopolitical tensions. In 2025, in the face of global uncertainty, the premium of the 20 Swiss franc coin may fluctuate, presenting an opportunity for savvy investors. It's as if the coin is gaining in appeal not only for its gold content, but also for its intrinsic value as a historical object and symbol of stability. If you're looking to diversify your assets, investing in silver may also be an avenue worth exploring, as this metal has interesting recovery potential. invest in silver in 2025.
The 20 Swiss franc coin combines the appeal of physical gold with a rich history and good liquidity, making it a solid choice for investors in 2025, especially in an uncertain economic environment.
Small gold coins, an affordable option
Small gold coins, an affordable option
When the gold price rises, as we see in 2025, it becomes smarter to look at smaller coins. It's a way to enter the market without having to spend a large sum at once. It makes investing in gold more accessible, even on a tighter budget. These smaller formats also allow you to spread your purchases over time, a strategy known as DCA (Dollar Cost Averaging). Basically, you buy a little regularly, which helps average the purchase price over time.
- La Vera Valor Elizabeth II ¼ ounce : This is a fairly new coin, but it has already proven itself. It is made with high purity (999.9‰) and is legal tender. For those who are just starting out, it is an interesting option because it is cheaper than a one-ounce coin, while remaining a beautiful investment object. It is one of those coins that can be purchased without paying capital gains tax if the transaction is under 5 euros.
- Britannia ¼ oz : Much like the Maple Leaf, the Britannia is an internationally recognized coin. It also boasts a purity of 999.9‰. Its advantage is that it is often eligible for savings plans like AuCOFFRE's LSP. This means you can set up monthly purchases, which is perfect for a DCA approach. It's a way to build up your gold wealth little by little, without stress.
- The Maple Leaf 1/10 ounce : This is one of the first coins to have been minted with a purity of 999.9‰, which makes it almost pure gold. The 1/10 ounce format is really small, so its price is quite low. It is ideal for beginners or for giving as gifts. Since it is legal tender, it also benefits from favorable tax treatment in France for small transactions. It is a safe bet to have physical gold without breaking the bank.
These small gold coins are a bit like ingots: they're easier to resell when you need cash. You can sell a fraction of your assets without having to give up a large coin at once. This flexibility is not insignificant, especially when the markets are a bit choppy.
For those looking to start investing in gold, these smaller formats are a great way to get started. They allow you to familiarize yourself with the market without taking on too much financial risk. Consider looking at the 20 franc coins like the Napoleon, which are also very liquid classics.
The centenary of the 100 Swiss franc Vreneli coin in 2025
A rare and emblematic piece
While the 20-franc Vreneli coin is well known, its larger sister, the 100-franc Vreneli coin, is much less well-known. With only 5 minted in 000, it is considered the largest Swiss gold coin. Its rarity is further accentuated by the fact that 1925 of them have been remelted over time. With a diameter of 1 mm and a weight of 250 g, this coin represents a piece of Swiss history, particularly sought after by connoisseurs.
A special reissue for the centenary
To mark the 100th anniversary of this exceptional coin, Swissmint has planned a special reissue in July 2025. This new version will feature the original design, featuring Vreneli's portrait on the reverse and the Swiss cross, the Alps, as well as the gentian and rhododendrons on the obverse. With only 25 coins planned, this commemorative coin is already shaping up to be a sought-after collector's item. Pre-orders will be open, so it's best to book early if you're looking to add it to your collection.
An attraction for collectors
The year 2025 promises to be particularly interesting for lovers of numismatics and monetary history. The 100 Swiss franc Vreneli coin, due to its intrinsic rarity and this anniversary reissue, is generating considerable interest. It is a unique opportunity to own an object that combines the intrinsic value of gold with a strong historical and commemorative dimension. For those looking to diversify their investments with coins that have the potential for added value through collecting, this centenary coin could well be an avenue worth exploring. Remember to carefully check the condition of the coins you are considering purchasing, as this plays a major role in their value for collectors. knowledgeable collectors.
Diversify your portfolio with other precious metals
While gold often takes center stage, it should not be forgotten that other precious metals can play an interesting role in a portfolio diversification strategy in 2025. These metals, although sometimes more volatile, offer specific opportunities linked to their industrial uses and their rarity.
Silver, a metal with potential for recovery
Silver is often considered gold's little brother, and its price is generally more accessible. In 2025, it could well experience a catch-up phase, especially in an economic context where inflation and uncertainty persist. Its strong industrial demand, particularly for solar panels, batteries, and new technologies like 5G, gives it fundamental support. Historically more volatile than gold, silver can offer faster gains for investors who accept a little more risk. Silver bars, available in several weights, are a tangible option for integrating this metal into your assets. Consider formats like the XNUMX-kilo bar, which remains a safe bet.
Platinum, an undervalued safe haven
Platinum is a precious metal that deserves special attention in 2025. It is currently undervalued relative to gold, suggesting long-term upside potential. Its scarcity, being about 30 times less abundant than gold on Earth, and its concentration of production in South Africa and Russia make it susceptible to geopolitical uncertainties, which can limit supply. Furthermore, its industrial use is growing, particularly in the automotive sector and in technologies related to the energy transition, such as fuel cells. Platinum is also a safe haven that can perform well during periods of inflation. Buying platinum bars or ingots, including sizes such as one ounce, is a good way to start.
Palladium, sensitive to industrial activity
Palladium is a rather unique precious metal because its value is closely linked to global industrial activity, particularly the automotive sector, which accounts for nearly 80% of its demand. In 2025, if the global economy shows signs of recovery, palladium could benefit. However, its price has experienced significant fluctuations in recent years, moving away from its record highs. It is therefore more suitable for investors who closely follow economic and industrial cycles. For investment, palladium ingots are available from 5 grams, but also larger formats such as the one-ounce ingot. It is interesting to note that coins such as the Canadian Maple Leaf are also available in palladium, offering an additional diversification option.
The Benefits of Physical Gold for Investing in 2025
Investing in physical gold in 2025 is a bit like having tangible insurance against the unexpected. It's clear that Gold prices have reached new heights, and they continue to climb. It's not just to look pretty in a vault, eh. Physical gold remains a safe way to protect your savings when inflation spirals out of control or the world gets a little too complicated.
Inflation protection
When prices rise everywhere, the value of our money decreases. Gold, on the other hand, tends to maintain its value, or even increase in these times. That's why many people turn to gold when they feel that inflation is going to hurt their portfolio. It's a safe haven that has proven itself over the centuries. We saw an ounce of gold break records in April 2025, reaching $3500. It's still crazy when you think that in 2000, it was worth barely $400. This clearly demonstrates its role as a shield.
Liquidity and ease of resale
The good thing about physical gold, especially in the form of coins like the Napoleon or the Sovereign, is that it's easy to resell. Contrary to what you might think, it's not complicated to find a buyer. Gold coins, especially those that are legal tender, are recognized everywhere and their value is fairly stable. It's a bit like having valuable currency in your pocket, but more solid. You can easily exchange small coins rather than having to sell a large bar all at once, which can be less practical if you need some quick cash. That's why smaller coins are often preferred, much like people prefer to have 20 or 50 euro bills rather than a 500 euro bill.
Favorable taxation for investment gold
When it comes to investing in gold, there are some tax rules that can be quite nice. For example, if you hold gold coins that have been legal tender for more than 22 years, the capital gain you make upon resale is not taxed. This is still a significant advantage for those who are thinking about investing for the long term. This is one of the reasons why physical gold, in the form of coins or bars, remains an attractive option for securing your assets, much more so than complex financial products or ETFs, which can be riskier and less tangible. If you're looking to diversify your investments, physical gold is a serious avenue to explore, and there are platforms that facilitate the buying and selling of precious metals.
Gold Price and Forecast for 2025
The gold market had a particularly dynamic year in 2025. An ounce of gold reached a new all-time high, surpassing $3500 in April. This is quite impressive considering that in the early 2000s, it was worth around $400. This surge is partly explained by global economic and geopolitical uncertainties, which are pushing many investors to turn to gold as a safe haven. Central banks, moreover, are not to be outdone: they continue to increase their gold reserves, as evidenced by the purchases of several tons by countries like China at the beginning of the year. All of this helps maintain strong demand and supports the price of the yellow metal. It looks like gold still has a bright future ahead of it in 2025.
Several factors explain this upward trend:
- Inflation: In a context of rising prices, gold is often seen as a means of preserving purchasing power.
- International tensions: Trade conflicts and disagreements create instability that benefits assets considered safe, such as gold.
- Monetary policies: Central bank decisions, particularly regarding interest rates, can influence the attractiveness of gold compared to other investments.
The craze for physical gold continues unabated, with investment platforms generating significant inflows in a very short period of time. This demonstrates that savers are seeking tangible assets to secure their wealth.
For those interested in investing in gold, it is always a good idea to research the different options available, such as bullion coins. 20 Swiss francs remains a safe bet, appreciated for its history and its liquidity.
The price of gold in 2025 is generating a lot of interest. Experts are analyzing trends to anticipate its evolution. If you want to know how invest in gold To understand the forecasts, our website provides you with all the information you need. Come discover our tips for preparing your investments.
So, should we invest in the 20 Swiss franc coin in 2025?
To put it simply, the 20-franc Swiss coin is a bit like a safe bet. It has a history, it's easy to resell, and it even has a bit of a collector's item, especially with the special reissue of the 100-franc Vreneli coin, which celebrates its 100th anniversary in 2025. If you're looking to diversify your assets or just put some gold aside, this could be an interesting option. But be careful, as with any investment, you should carefully monitor the market and perhaps seek advice before taking the plunge. It's not a magic wand, but it can be part of a broader strategy.
Frequently Asked Questions
Why is the 20 Swiss franc coin a good choice?
The 20 Swiss franc coin is a bit like the French Napoleon. It's very well-known and easy to sell because so many people want it. It weighs about 6,45 grams of gold. It's a good choice if you want to keep your money safe for the long term.
Are small gold coins more valuable in 2025?
In 2025, the price of gold reached a very high level. As a result, buying smaller gold coins like the quarter ounce is easier on your wallet. Coins like the Britannia or the Maple Leaf are good options because they are inexpensive and easy to buy regularly.
Why is the 100 Swiss franc Vreneli coin special in 2025?
Yes, in 2025, the 100 Swiss franc Vreneli coin celebrates its 100th anniversary! There will be a special edition to mark this event. It's a fairly rare coin and might appeal to people who like to collect special items.
How does gold protect my money?
Gold is a safe bet when prices rise (when there's inflation) or when there are problems in the world. It's like a shield for your money. Plus, it's easy to exchange for cash if you need to.
Why has the price of gold increased so much?
In 2025, the price of gold reached record highs. This shows that many people are worried about the global economy and are looking to put their money into safer places. Central banks are also buying a lot of gold, which is driving up prices.
Are there other interesting precious metals in 2025?
Silver, platinum, and palladium can also be good investments. Silver is cheaper than gold and could increase in value. Platinum is rare and used in industry, and palladium is important for cars. They can help create a more diverse investment portfolio.